Real estate appraisal services for homeowners in the city of Somerset and Pulaski County
The top seven reasons Kentucky homeowners order from South Eastern Appraisal, Inc.:
We at South Eastern Appraisal, Inc. understand the particular needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at South Eastern Appraisal, Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenging Pulaski County's assessment of your propertyIf you live in a local area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from South Eastern Appraisal, Inc. is your chief weapon when challenging your property tax assessment.
Need to cancel PMI?An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At South Eastern Appraisal, Inc., we're experienced in helping homeowners just like you delete unnecessary PMI insurance.
Was your HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from South Eastern Appraisal, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd wish to have an expert double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from South Eastern Appraisal, Inc. can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.